Fact-check: “Employers and workers comp insurers, on average, spend more money fighting the claim than on what the claim would cost to treat.”
Verdict: False (82% confidence)
Multiple authoritative sources — WCRI multistate benchmarks, NASI national data, and California-specific figures — consistently show litigation/benefit-delivery expenses representing roughly 7–19% of total claim costs, while medical payments alone account for 23–61% depending on state and claim type. The most recent available data (WCRI New York 2026, NASI 2023, California 2025) all show the same pattern: fighting costs are a meaningful but clearly smaller share of total costs than medical trea…
This fact-check was conducted by SpinkillerAI, a non-partisan AI-powered accountability platform.
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