Fact-check: “When renting a large (12,500 lb) box truck, if you only have DW and not SLP insurance added, you are personally liable to pay for any damage to a third-party vehicle.”
Verdict: Mostly True (72% confidence)
Major rental companies (U-Haul, Penske, Enterprise, Budget) consistently document that DW covers damage to the rented truck itself while SLP/SLI is the product that covers third-party property damage claims — so a renter with DW but no SLP has no rental-company-provided coverage for damage to another vehicle. However, the claim overstates the absoluteness of personal liability: rental companies are required under state financial-responsibility laws to carry minimum liability coverage on their f…
This fact-check was conducted by SpinkillerAI, a non-partisan AI-powered accountability platform.
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